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Jun 12 2025

Why Pet Ownership Feels Pricier Than Ever – And What You Can Do About It

Home » News » Why Pet Ownership Feels Pricier Than Ever And What You Can Do About It

Owning a pet has always come with responsibilities, but lately, the cost attached can feel overwhelming.

Whether it be an unexpected vet bill, your cat’s boutique cat food, or a coat for your dog, you’re not imagining it: pet care costs are increasing in every area. And not just vet visits – pet diets, treats, toys, grooming, and other pet care services are becoming more costly.

The Vet Bill Shock: What’s Behind the Rising Cost of Care?

Running a veterinary clinic in the 21st century is like running a small hospital. Costs include maintaining high-tech equipment, increasing medication costs, maintaining or improving staff training, and paying the people who provide care for your pet. Thanks to inflation, staffing shortages, and increased costs of keeping the facility operating (think rent, utilities, insurance, software), among other things, the cost of keeping a veterinary clinic open have increased significantly in the last few years.

Plus, the massive surge in pet ownership, combined with delayed routine veterinary care that happened during the pandemic, has led to an overwhelming number of veterinary patients.

To make matters worse, the profession is stretched thin. There simply aren’t enough qualified veterinarians, technicians, or support staff available to work in clinics, leading to overtime work or clinics limiting hours, which drives costs higher.

Beyond the Clinic: Why Food, Treats, and Toys Are Costing More

Veterinary care isn’t the only reason pet care is getting more expensive. From food to fun, the entire pet industry has undergone a transformation.

Pet food: Supply chain disruptions, shortages, and rising costs of ingredients and manufacturing have increased prices substantially. Brands once seen as affordable now feel premium, and premium brands seem unattainable.
Treats and toys: With more owners treating pets like family, the demand for ethically sourced, high-quality, and even subscription-based pet items has exploded. That plush toy shaped like a martini glass isn’t cheap – and neither is the organic jerky.
Grooming and boarding services: Like human hair salons and hotels, groomers and boarding facilities have been hit with rising staff costs and reduced availability.
“Pet fashion” has become a multi-million-dollar industry. While no one needs a tutu for their tabby, the trend shows how pet owners’ expectations around pet care have shifted.

Vets Aren’t Ignoring the Problem, They’re Innovating Around It

Here’s the good news: veterinarians get it. They’re working to adapt how they provide care to keep pet owner costs down as much as possible.

A recent survey conducted by the American Veterinary Medical Association (AVMA) notes that many clinics are actively working to improve pricing transparency, reduce overhead, and offer more flexible payment plans. For instance:

Preventive care bundles: Some clinics offer wellness packages that include vaccinations, routine exams, and diagnostics at a fixed, discounted rate. Basically, a payment plan, but with some added discounts.
Telemedicine: For non-urgent issues, virtual consults can save both time and money. It’s not a cure-all, but it helps triage effectively.
Pet insurance partnerships: Vets are encouraging clients to consider insurance – not as a luxury, but as a way to cushion against surprise bills.
Client education: Is your clinic talking more about preventive care lately? Catching issues early often costs less than trying to fix them later on.
Offering options: Your veterinary team can discuss multiple treatment options to determine which is best for your pet that fits in your budget.

What Can Pet Parents Do?

You’re not powerless. In fact, a little planning goes a long way. Here are some tactics:

Get pet insurance (or a health savings account): Do your homework, but many insurance plans now offer robust coverage with flexible pricing.
Budget for the unexpected: Treat vet bills like car repairs – inevitable, at some point. Set aside a small monthly pet emergency fund, especially if you opt against pet insurance.
Ask about wellness plans: Your vet may offer package deals for annual care that cost less over time. Or ask for the cost of recommended preventive care and add that to your pet emergency fund, so you’ll have the money set aside for your pet’s care.
Don’t skip the basics: Regular brushing, early flea/tick prevention, and dental care can save you money in costly treatments.
Buy smarter: Look for sales on pet toys and treats and consider gently used gear or DIY toys. Your cat probably prefers the cardboard box anyway.

The Emotional Toll: It’s Real, and It Matters

Unfortunately, increasing costs cause increasing stress – they stir guilt, frustration, and even heartbreak. No one wants to have to decide between paying rent and caring for your pet.

And vets feel it too. Many enter the profession out of a deep love for animals, only to find themselves stuck between ethical care and economic reality. It’s emotionally taxing – for both sides.

Open communication helps. Don’t be afraid to ask your vet about costs, alternatives, or financial options. They want what’s best for your pet and for you.

Pet Love in a Pricier World

The bottom line is: the rising cost of pet care isn’t going to reverse itself.

Knowing the cost allows you to think about where you can save money (gold-plated collar) and where you need to spend (vaccines and preventive exam). Communicate with your veterinary team to brainstorm the top priorities for maintaining your pet’s health. Remember, your veterinary team understands your struggles and wants best for your pet and you!

LifeLearn News

Note: This article, written by LifeLearn Animal Health (LifeLearn Inc.) is licensed to this practice for the personal use of our clients. Any copying, printing or further distribution is prohibited without the express written permission of Lifelearn. Please note that the news information presented here is NOT a substitute for a proper consultation and/or clinical examination of your pet by a veterinarian.

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